Category: My Blog

  • Stand Out And Stay Safe With A Hi Vis Bomber Jacket

    When it comes to staying safe in hazardous work environments or low light conditions, wearing a hi vis bomber jacket can make all the difference. This essential piece of protective clothing is not only designed to keep you visible and safe, but also offers comfort, warmth, and durability.

    A hi vis bomber jacket is specifically designed to meet the safety requirements of workers in high-risk industries such as construction, roadworks, and industrial settings. It features fluorescent colors like neon yellow, orange, or lime green, combined with reflective tape that enhances visibility in both daylight and low light conditions. This combination of high visibility colors and reflective materials makes the wearer stand out against any background, ensuring that they can be easily seen by others around them.

    In addition to its high visibility features, a hi vis bomber jacket also offers excellent protection against the elements. Made from durable and water-resistant materials, this type of jacket is designed to keep you warm and dry in all weather conditions. Whether you’re working outdoors in the rain or snow, or simply need an extra layer of warmth on a chilly day, a hi vis bomber jacket has got you covered.

    One of the key benefits of a hi vis bomber jacket is its comfort and versatility. Unlike traditional safety vests or jackets, a hi vis bomber jacket is designed to be worn as an everyday outerwear piece. Its bomber-style design and relaxed fit make it easy to move around in, while its high visibility features ensure that you stay safe and visible at all times.

    Many hi vis bomber jackets also come with additional features such as multiple pockets for storing tools and personal items, adjustable cuffs and waist for a customized fit, and even removable sleeves for added versatility. Whether you’re working on a construction site, directing traffic on a busy road, or simply taking a walk in low light conditions, a hi vis bomber jacket is the perfect solution for staying safe and comfortable.

    In addition to its practical benefits, wearing a hi vis bomber jacket can also help improve your professional image. By showing that you take safety seriously and prioritize visibility in your work environment, you can enhance your reputation as a responsible and conscientious worker. This can be especially important in industries where safety is a top priority, and where employers and clients expect workers to follow strict safety protocols.

    Overall, a hi vis bomber jacket is a versatile and essential piece of protective clothing that can help you stay safe, visible, and comfortable in the workplace. Whether you’re working in hazardous conditions, low light environments, or simply want to enhance your professional image, a hi vis bomber jacket is a must-have item for anyone who values safety and visibility.

    So why wait? Invest in a hi vis bomber jacket today and experience the comfort, protection, and peace of mind that comes with wearing high visibility clothing. Stay safe, stand out, and make a statement with a hi vis bomber jacket.

  • Stand Out And Stay Safe With A Hi Vis Bomber Jacket

    When it comes to staying safe in hazardous work environments or low light conditions, wearing a hi vis bomber jacket can make all the difference. This essential piece of protective clothing is not only designed to keep you visible and safe, but also offers comfort, warmth, and durability.

    A hi vis bomber jacket is specifically designed to meet the safety requirements of workers in high-risk industries such as construction, roadworks, and industrial settings. It features fluorescent colors like neon yellow, orange, or lime green, combined with reflective tape that enhances visibility in both daylight and low light conditions. This combination of high visibility colors and reflective materials makes the wearer stand out against any background, ensuring that they can be easily seen by others around them.

    In addition to its high visibility features, a hi vis bomber jacket also offers excellent protection against the elements. Made from durable and water-resistant materials, this type of jacket is designed to keep you warm and dry in all weather conditions. Whether you’re working outdoors in the rain or snow, or simply need an extra layer of warmth on a chilly day, a hi vis bomber jacket has got you covered.

    One of the key benefits of a hi vis bomber jacket is its comfort and versatility. Unlike traditional safety vests or jackets, a hi vis bomber jacket is designed to be worn as an everyday outerwear piece. Its bomber-style design and relaxed fit make it easy to move around in, while its high visibility features ensure that you stay safe and visible at all times.

    Many hi vis bomber jackets also come with additional features such as multiple pockets for storing tools and personal items, adjustable cuffs and waist for a customized fit, and even removable sleeves for added versatility. Whether you’re working on a construction site, directing traffic on a busy road, or simply taking a walk in low light conditions, a hi vis bomber jacket is the perfect solution for staying safe and comfortable.

    In addition to its practical benefits, wearing a hi vis bomber jacket can also help improve your professional image. By showing that you take safety seriously and prioritize visibility in your work environment, you can enhance your reputation as a responsible and conscientious worker. This can be especially important in industries where safety is a top priority, and where employers and clients expect workers to follow strict safety protocols.

    Overall, a hi vis bomber jacket is a versatile and essential piece of protective clothing that can help you stay safe, visible, and comfortable in the workplace. Whether you’re working in hazardous conditions, low light environments, or simply want to enhance your professional image, a hi vis bomber jacket is a must-have item for anyone who values safety and visibility.

    So why wait? Invest in a hi vis bomber jacket today and experience the comfort, protection, and peace of mind that comes with wearing high visibility clothing. Stay safe, stand out, and make a statement with a hi vis bomber jacket.

  • Stand Out And Stay Safe With A Hi Vis Bomber Jacket

    When it comes to staying safe in hazardous work environments or low light conditions, wearing a hi vis bomber jacket can make all the difference. This essential piece of protective clothing is not only designed to keep you visible and safe, but also offers comfort, warmth, and durability.

    A hi vis bomber jacket is specifically designed to meet the safety requirements of workers in high-risk industries such as construction, roadworks, and industrial settings. It features fluorescent colors like neon yellow, orange, or lime green, combined with reflective tape that enhances visibility in both daylight and low light conditions. This combination of high visibility colors and reflective materials makes the wearer stand out against any background, ensuring that they can be easily seen by others around them.

    In addition to its high visibility features, a hi vis bomber jacket also offers excellent protection against the elements. Made from durable and water-resistant materials, this type of jacket is designed to keep you warm and dry in all weather conditions. Whether you’re working outdoors in the rain or snow, or simply need an extra layer of warmth on a chilly day, a hi vis bomber jacket has got you covered.

    One of the key benefits of a hi vis bomber jacket is its comfort and versatility. Unlike traditional safety vests or jackets, a hi vis bomber jacket is designed to be worn as an everyday outerwear piece. Its bomber-style design and relaxed fit make it easy to move around in, while its high visibility features ensure that you stay safe and visible at all times.

    Many hi vis bomber jackets also come with additional features such as multiple pockets for storing tools and personal items, adjustable cuffs and waist for a customized fit, and even removable sleeves for added versatility. Whether you’re working on a construction site, directing traffic on a busy road, or simply taking a walk in low light conditions, a hi vis bomber jacket is the perfect solution for staying safe and comfortable.

    In addition to its practical benefits, wearing a hi vis bomber jacket can also help improve your professional image. By showing that you take safety seriously and prioritize visibility in your work environment, you can enhance your reputation as a responsible and conscientious worker. This can be especially important in industries where safety is a top priority, and where employers and clients expect workers to follow strict safety protocols.

    Overall, a hi vis bomber jacket is a versatile and essential piece of protective clothing that can help you stay safe, visible, and comfortable in the workplace. Whether you’re working in hazardous conditions, low light environments, or simply want to enhance your professional image, a hi vis bomber jacket is a must-have item for anyone who values safety and visibility.

    So why wait? Invest in a hi vis bomber jacket today and experience the comfort, protection, and peace of mind that comes with wearing high visibility clothing. Stay safe, stand out, and make a statement with a hi vis bomber jacket.

  • Stand Out And Stay Safe With A Hi Vis Bomber Jacket

    When it comes to staying safe in hazardous work environments or low light conditions, wearing a hi vis bomber jacket can make all the difference. This essential piece of protective clothing is not only designed to keep you visible and safe, but also offers comfort, warmth, and durability.

    A hi vis bomber jacket is specifically designed to meet the safety requirements of workers in high-risk industries such as construction, roadworks, and industrial settings. It features fluorescent colors like neon yellow, orange, or lime green, combined with reflective tape that enhances visibility in both daylight and low light conditions. This combination of high visibility colors and reflective materials makes the wearer stand out against any background, ensuring that they can be easily seen by others around them.

    In addition to its high visibility features, a hi vis bomber jacket also offers excellent protection against the elements. Made from durable and water-resistant materials, this type of jacket is designed to keep you warm and dry in all weather conditions. Whether you’re working outdoors in the rain or snow, or simply need an extra layer of warmth on a chilly day, a hi vis bomber jacket has got you covered.

    One of the key benefits of a hi vis bomber jacket is its comfort and versatility. Unlike traditional safety vests or jackets, a hi vis bomber jacket is designed to be worn as an everyday outerwear piece. Its bomber-style design and relaxed fit make it easy to move around in, while its high visibility features ensure that you stay safe and visible at all times.

    Many hi vis bomber jackets also come with additional features such as multiple pockets for storing tools and personal items, adjustable cuffs and waist for a customized fit, and even removable sleeves for added versatility. Whether you’re working on a construction site, directing traffic on a busy road, or simply taking a walk in low light conditions, a hi vis bomber jacket is the perfect solution for staying safe and comfortable.

    In addition to its practical benefits, wearing a hi vis bomber jacket can also help improve your professional image. By showing that you take safety seriously and prioritize visibility in your work environment, you can enhance your reputation as a responsible and conscientious worker. This can be especially important in industries where safety is a top priority, and where employers and clients expect workers to follow strict safety protocols.

    Overall, a hi vis bomber jacket is a versatile and essential piece of protective clothing that can help you stay safe, visible, and comfortable in the workplace. Whether you’re working in hazardous conditions, low light environments, or simply want to enhance your professional image, a hi vis bomber jacket is a must-have item for anyone who values safety and visibility.

    So why wait? Invest in a hi vis bomber jacket today and experience the comfort, protection, and peace of mind that comes with wearing high visibility clothing. Stay safe, stand out, and make a statement with a hi vis bomber jacket.

  • Stand Out And Stay Safe With A Hi Vis Bomber Jacket

    When it comes to staying safe in hazardous work environments or low light conditions, wearing a hi vis bomber jacket can make all the difference. This essential piece of protective clothing is not only designed to keep you visible and safe, but also offers comfort, warmth, and durability.

    A hi vis bomber jacket is specifically designed to meet the safety requirements of workers in high-risk industries such as construction, roadworks, and industrial settings. It features fluorescent colors like neon yellow, orange, or lime green, combined with reflective tape that enhances visibility in both daylight and low light conditions. This combination of high visibility colors and reflective materials makes the wearer stand out against any background, ensuring that they can be easily seen by others around them.

    In addition to its high visibility features, a hi vis bomber jacket also offers excellent protection against the elements. Made from durable and water-resistant materials, this type of jacket is designed to keep you warm and dry in all weather conditions. Whether you’re working outdoors in the rain or snow, or simply need an extra layer of warmth on a chilly day, a hi vis bomber jacket has got you covered.

    One of the key benefits of a hi vis bomber jacket is its comfort and versatility. Unlike traditional safety vests or jackets, a hi vis bomber jacket is designed to be worn as an everyday outerwear piece. Its bomber-style design and relaxed fit make it easy to move around in, while its high visibility features ensure that you stay safe and visible at all times.

    Many hi vis bomber jackets also come with additional features such as multiple pockets for storing tools and personal items, adjustable cuffs and waist for a customized fit, and even removable sleeves for added versatility. Whether you’re working on a construction site, directing traffic on a busy road, or simply taking a walk in low light conditions, a hi vis bomber jacket is the perfect solution for staying safe and comfortable.

    In addition to its practical benefits, wearing a hi vis bomber jacket can also help improve your professional image. By showing that you take safety seriously and prioritize visibility in your work environment, you can enhance your reputation as a responsible and conscientious worker. This can be especially important in industries where safety is a top priority, and where employers and clients expect workers to follow strict safety protocols.

    Overall, a hi vis bomber jacket is a versatile and essential piece of protective clothing that can help you stay safe, visible, and comfortable in the workplace. Whether you’re working in hazardous conditions, low light environments, or simply want to enhance your professional image, a hi vis bomber jacket is a must-have item for anyone who values safety and visibility.

    So why wait? Invest in a hi vis bomber jacket today and experience the comfort, protection, and peace of mind that comes with wearing high visibility clothing. Stay safe, stand out, and make a statement with a hi vis bomber jacket.

  • Stand Out And Stay Safe With A Hi Vis Bomber Jacket

    When it comes to staying safe in hazardous work environments or low light conditions, wearing a hi vis bomber jacket can make all the difference. This essential piece of protective clothing is not only designed to keep you visible and safe, but also offers comfort, warmth, and durability.

    A hi vis bomber jacket is specifically designed to meet the safety requirements of workers in high-risk industries such as construction, roadworks, and industrial settings. It features fluorescent colors like neon yellow, orange, or lime green, combined with reflective tape that enhances visibility in both daylight and low light conditions. This combination of high visibility colors and reflective materials makes the wearer stand out against any background, ensuring that they can be easily seen by others around them.

    In addition to its high visibility features, a hi vis bomber jacket also offers excellent protection against the elements. Made from durable and water-resistant materials, this type of jacket is designed to keep you warm and dry in all weather conditions. Whether you’re working outdoors in the rain or snow, or simply need an extra layer of warmth on a chilly day, a hi vis bomber jacket has got you covered.

    One of the key benefits of a hi vis bomber jacket is its comfort and versatility. Unlike traditional safety vests or jackets, a hi vis bomber jacket is designed to be worn as an everyday outerwear piece. Its bomber-style design and relaxed fit make it easy to move around in, while its high visibility features ensure that you stay safe and visible at all times.

    Many hi vis bomber jackets also come with additional features such as multiple pockets for storing tools and personal items, adjustable cuffs and waist for a customized fit, and even removable sleeves for added versatility. Whether you’re working on a construction site, directing traffic on a busy road, or simply taking a walk in low light conditions, a hi vis bomber jacket is the perfect solution for staying safe and comfortable.

    In addition to its practical benefits, wearing a hi vis bomber jacket can also help improve your professional image. By showing that you take safety seriously and prioritize visibility in your work environment, you can enhance your reputation as a responsible and conscientious worker. This can be especially important in industries where safety is a top priority, and where employers and clients expect workers to follow strict safety protocols.

    Overall, a hi vis bomber jacket is a versatile and essential piece of protective clothing that can help you stay safe, visible, and comfortable in the workplace. Whether you’re working in hazardous conditions, low light environments, or simply want to enhance your professional image, a hi vis bomber jacket is a must-have item for anyone who values safety and visibility.

    So why wait? Invest in a hi vis bomber jacket today and experience the comfort, protection, and peace of mind that comes with wearing high visibility clothing. Stay safe, stand out, and make a statement with a hi vis bomber jacket.

  • Stand Out And Stay Safe With A Hi Vis Bomber Jacket

    When it comes to staying safe in hazardous work environments or low light conditions, wearing a hi vis bomber jacket can make all the difference. This essential piece of protective clothing is not only designed to keep you visible and safe, but also offers comfort, warmth, and durability.

    A hi vis bomber jacket is specifically designed to meet the safety requirements of workers in high-risk industries such as construction, roadworks, and industrial settings. It features fluorescent colors like neon yellow, orange, or lime green, combined with reflective tape that enhances visibility in both daylight and low light conditions. This combination of high visibility colors and reflective materials makes the wearer stand out against any background, ensuring that they can be easily seen by others around them.

    In addition to its high visibility features, a hi vis bomber jacket also offers excellent protection against the elements. Made from durable and water-resistant materials, this type of jacket is designed to keep you warm and dry in all weather conditions. Whether you’re working outdoors in the rain or snow, or simply need an extra layer of warmth on a chilly day, a hi vis bomber jacket has got you covered.

    One of the key benefits of a hi vis bomber jacket is its comfort and versatility. Unlike traditional safety vests or jackets, a hi vis bomber jacket is designed to be worn as an everyday outerwear piece. Its bomber-style design and relaxed fit make it easy to move around in, while its high visibility features ensure that you stay safe and visible at all times.

    Many hi vis bomber jackets also come with additional features such as multiple pockets for storing tools and personal items, adjustable cuffs and waist for a customized fit, and even removable sleeves for added versatility. Whether you’re working on a construction site, directing traffic on a busy road, or simply taking a walk in low light conditions, a hi vis bomber jacket is the perfect solution for staying safe and comfortable.

    In addition to its practical benefits, wearing a hi vis bomber jacket can also help improve your professional image. By showing that you take safety seriously and prioritize visibility in your work environment, you can enhance your reputation as a responsible and conscientious worker. This can be especially important in industries where safety is a top priority, and where employers and clients expect workers to follow strict safety protocols.

    Overall, a hi vis bomber jacket is a versatile and essential piece of protective clothing that can help you stay safe, visible, and comfortable in the workplace. Whether you’re working in hazardous conditions, low light environments, or simply want to enhance your professional image, a hi vis bomber jacket is a must-have item for anyone who values safety and visibility.

    So why wait? Invest in a hi vis bomber jacket today and experience the comfort, protection, and peace of mind that comes with wearing high visibility clothing. Stay safe, stand out, and make a statement with a hi vis bomber jacket.

  • The Importance Of Investing Ethically With A Stocks And Shares ISA

    Investing in stocks and shares ISAs has become increasingly popular as a way to grow wealth and save for retirement However, many investors are now also considering the ethical implications of their investments This has given rise to the concept of ethical investing, where individuals choose to invest in companies that align with their personal values and beliefs.

    An ethical stocks and shares ISA allows investors to invest in companies that meet certain social, environmental, and governance criteria These could include factors such as a company’s commitment to sustainability, diversity, and fair labor practices By investing in ethical companies, investors can feel confident that their money is being used to support businesses that are making a positive impact on society and the environment.

    One of the key benefits of investing in an ethical stocks and shares ISA is the potential for strong returns Studies have shown that companies with strong environmental and social practices often outperform their peers in the long run By investing in these companies, investors can potentially enjoy higher returns while also supporting businesses that are committed to doing good.

    In addition to the financial benefits, investing ethically can also have a positive impact on the world By supporting companies that are making a difference, investors can help promote positive change in areas such as climate change, human rights, and equality This can be a powerful way for individuals to use their money to make a difference and create a more sustainable future for the planet.

    When selecting investments for an ethical stocks and shares ISA, there are a few key factors to consider First, investors should research the companies they are considering investing in to ensure they align with their values This could involve looking at a company’s sustainability practices, diversity initiatives, and overall impact on society and the environment.

    It is also important to consider the funds or investment products being used within the ISA Some ethical funds may have stricter criteria than others, so investors should carefully review the fund’s screening process to ensure it aligns with their values stocks and shares isa ethical. Working with a financial advisor who specializes in ethical investing can also be helpful in selecting the right investments for an ethical stocks and shares ISA.

    Another important consideration when investing ethically is to be aware of any potential risks While ethical companies may be more sustainable in the long run, they may also face challenges that traditional companies do not For example, companies that prioritize sustainability may have higher costs or face regulatory risks that could impact their bottom line Investors should be aware of these risks and consider them when building a diversified portfolio within their stocks and shares ISA.

    Overall, investing in an ethical stocks and shares ISA can be a rewarding way to grow wealth while also making a positive impact on the world By aligning investments with personal values and beliefs, investors can help promote positive change and create a more sustainable future for future generations With careful research and consideration, investors can build a portfolio that not only meets their financial goals but also supports companies that are committed to doing good.

    In conclusion, investing in an ethical stocks and shares ISA is a powerful way for individuals to make a difference with their money By supporting companies that are making a positive impact on society and the environment, investors can help create a more sustainable future while potentially enjoying strong returns With careful research and consideration, investors can build a portfolio that aligns with their values and beliefs, making ethical investing a rewarding and impactful choice for the long term Investing ethically is not just about making money – it’s about making a difference

  • The Importance Of Investing Ethically With A Stocks And Shares ISA

    Investing in stocks and shares ISAs has become increasingly popular as a way to grow wealth and save for retirement However, many investors are now also considering the ethical implications of their investments This has given rise to the concept of ethical investing, where individuals choose to invest in companies that align with their personal values and beliefs.

    An ethical stocks and shares ISA allows investors to invest in companies that meet certain social, environmental, and governance criteria These could include factors such as a company’s commitment to sustainability, diversity, and fair labor practices By investing in ethical companies, investors can feel confident that their money is being used to support businesses that are making a positive impact on society and the environment.

    One of the key benefits of investing in an ethical stocks and shares ISA is the potential for strong returns Studies have shown that companies with strong environmental and social practices often outperform their peers in the long run By investing in these companies, investors can potentially enjoy higher returns while also supporting businesses that are committed to doing good.

    In addition to the financial benefits, investing ethically can also have a positive impact on the world By supporting companies that are making a difference, investors can help promote positive change in areas such as climate change, human rights, and equality This can be a powerful way for individuals to use their money to make a difference and create a more sustainable future for the planet.

    When selecting investments for an ethical stocks and shares ISA, there are a few key factors to consider First, investors should research the companies they are considering investing in to ensure they align with their values This could involve looking at a company’s sustainability practices, diversity initiatives, and overall impact on society and the environment.

    It is also important to consider the funds or investment products being used within the ISA Some ethical funds may have stricter criteria than others, so investors should carefully review the fund’s screening process to ensure it aligns with their values stocks and shares isa ethical. Working with a financial advisor who specializes in ethical investing can also be helpful in selecting the right investments for an ethical stocks and shares ISA.

    Another important consideration when investing ethically is to be aware of any potential risks While ethical companies may be more sustainable in the long run, they may also face challenges that traditional companies do not For example, companies that prioritize sustainability may have higher costs or face regulatory risks that could impact their bottom line Investors should be aware of these risks and consider them when building a diversified portfolio within their stocks and shares ISA.

    Overall, investing in an ethical stocks and shares ISA can be a rewarding way to grow wealth while also making a positive impact on the world By aligning investments with personal values and beliefs, investors can help promote positive change and create a more sustainable future for future generations With careful research and consideration, investors can build a portfolio that not only meets their financial goals but also supports companies that are committed to doing good.

    In conclusion, investing in an ethical stocks and shares ISA is a powerful way for individuals to make a difference with their money By supporting companies that are making a positive impact on society and the environment, investors can help create a more sustainable future while potentially enjoying strong returns With careful research and consideration, investors can build a portfolio that aligns with their values and beliefs, making ethical investing a rewarding and impactful choice for the long term Investing ethically is not just about making money – it’s about making a difference

  • The Importance Of Investing Ethically With A Stocks And Shares ISA

    Investing in stocks and shares ISAs has become increasingly popular as a way to grow wealth and save for retirement However, many investors are now also considering the ethical implications of their investments This has given rise to the concept of ethical investing, where individuals choose to invest in companies that align with their personal values and beliefs.

    An ethical stocks and shares ISA allows investors to invest in companies that meet certain social, environmental, and governance criteria These could include factors such as a company’s commitment to sustainability, diversity, and fair labor practices By investing in ethical companies, investors can feel confident that their money is being used to support businesses that are making a positive impact on society and the environment.

    One of the key benefits of investing in an ethical stocks and shares ISA is the potential for strong returns Studies have shown that companies with strong environmental and social practices often outperform their peers in the long run By investing in these companies, investors can potentially enjoy higher returns while also supporting businesses that are committed to doing good.

    In addition to the financial benefits, investing ethically can also have a positive impact on the world By supporting companies that are making a difference, investors can help promote positive change in areas such as climate change, human rights, and equality This can be a powerful way for individuals to use their money to make a difference and create a more sustainable future for the planet.

    When selecting investments for an ethical stocks and shares ISA, there are a few key factors to consider First, investors should research the companies they are considering investing in to ensure they align with their values This could involve looking at a company’s sustainability practices, diversity initiatives, and overall impact on society and the environment.

    It is also important to consider the funds or investment products being used within the ISA Some ethical funds may have stricter criteria than others, so investors should carefully review the fund’s screening process to ensure it aligns with their values stocks and shares isa ethical. Working with a financial advisor who specializes in ethical investing can also be helpful in selecting the right investments for an ethical stocks and shares ISA.

    Another important consideration when investing ethically is to be aware of any potential risks While ethical companies may be more sustainable in the long run, they may also face challenges that traditional companies do not For example, companies that prioritize sustainability may have higher costs or face regulatory risks that could impact their bottom line Investors should be aware of these risks and consider them when building a diversified portfolio within their stocks and shares ISA.

    Overall, investing in an ethical stocks and shares ISA can be a rewarding way to grow wealth while also making a positive impact on the world By aligning investments with personal values and beliefs, investors can help promote positive change and create a more sustainable future for future generations With careful research and consideration, investors can build a portfolio that not only meets their financial goals but also supports companies that are committed to doing good.

    In conclusion, investing in an ethical stocks and shares ISA is a powerful way for individuals to make a difference with their money By supporting companies that are making a positive impact on society and the environment, investors can help create a more sustainable future while potentially enjoying strong returns With careful research and consideration, investors can build a portfolio that aligns with their values and beliefs, making ethical investing a rewarding and impactful choice for the long term Investing ethically is not just about making money – it’s about making a difference